ODYSSEY MORTGAGE SERVICES LIMITED
Reference number: 303216
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
pepper-advantage.com/pepper-advantage-uk (opens in a new tab)
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Verified phone number
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Verified address
Second Floor, 1 Belle Vue Square, Broughton Road, Skipton, North Yorkshire, BD23 1FJ, United Kingdom
Also trades as 4 other names
- Pepper Advantage
- Pepper Advantage UK
- SMS
- Specialist Mortgage Services
Company details
From the company's Companies House record.
- Company number
- 02466320
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 February 1990 (36 years old)
- Registered office
- Harman House, 1 George Street, Uxbridge, London, UB8 1QQ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Ganna Agafonova | Director | Apr 1978 | 13 Mar 2026 |
| Hillary Frances Elizabeth Ray | Director | Sep 1963 | 13 Mar 2026 |
| Vladislav Botic | Director | Apr 1975 | 13 Mar 2026 |
| Michael Thomas Gibbons | Director | Jun 1964 | 30 Mar 2026 |
| Fraser Mcleod Gemmell (Dr) | Director | Dec 1977 | 2 Apr 2026 |
| Aaron Richard Milburn | Director | Oct 1978 | 1 May 2026 |
| Sharon Eeles | Secretary | Not published | 1 Feb 2026 |
Activities and protection
What they can do, and how you are protected
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (18 permissions)
- Acting as a CBTL administrator
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Administering a regulated mortgage contract
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Debt Adjusting
- Debt Administration
- Debt-collecting
- Debt-counselling
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
Previously registered as
The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.
- Computershare Mortgage Services Limited
- Specialist Mortgage Services Limited
Names it no longer trades under
This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired names
- CLS
- Computershare
- Computershare Loan Services
- Computershare Loan Servicing
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