One.io UK Limited

Reference number: 913478

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • One
  • One.io

Company details

From the company's Companies House record.

Company number
12040686
Company status
Active
Company type
Private limited company
Incorporated
10 June 2019 (7 years old)
Registered office
6th Floor Kings House, 9 - 10 Haymarket, London, SW1Y 4BP, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Hayden Bradley Sommer Director Nov 1973 10 Jun 2019
Edward Richard Walker-Morecroft Director Jun 1971 3 Jun 2023
Jovi Joseph Overo Director Jul 1980 19 Feb 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (4 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Credis Acc Ltd
  • One.io (UK) Limited

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • AIMS
  • AIMS Financial
  • Credis UK

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is One.io UK Limited FCA authorised?
Yes, One.io UK Limited (FRN 913478) is authorised by the FCA to carry out regulated activities.
Is my money safe with One.io UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about One.io UK to the Financial Ombudsman Service, free of charge.
Is One.io UK a scam or clone?
One.io UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is One.io UK's Firm Reference Number (FRN)?
One.io UK's FRN is 913478. You can verify it on the FCA register.