One Quote Direct Insurance Services Ltd

Reference number: 477106

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Europa Group Limited Reference number: 309794 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • One Quote Direct Insurance Services Ltd (FRN 477106) is an AR of Europa Group Limited (FRN 309794). When you use One Quote Direct Insurance Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from One Quote Direct Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Congregational
  • Octagon Insurance Services
  • OQD Elite
  • Wiser Choice Insurance Services

Company details

From the company's Companies House record.

Company name
ONE QUOTE DIRECT INSURANCE SERVICES LIMITED
Company number
05479983
Company status
Active
Company type
Private limited company
Incorporated
14 June 2005 (21 years old)
Registered office
Unit 2, West Point Row, Great Park Road, Bradley Stoke, Bristol, BS32 4QG, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Richard William Waring Director Jun 1982 1 Jan 2023
Marcin Musial Director Apr 1977 22 Mar 2026
David Edward Bowcock Director Apr 1973 22 Mar 2026
Sharron Michelle Titterington Director Nov 1976 22 Mar 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Europa Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • LPG Sure
  • Wiser Choice
  • X S Direct

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Common questions

Frequently asked questions

Is One Quote Direct Insurance Services Ltd FCA authorised?
One Quote Direct Insurance Services Ltd (FRN 477106) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for One Quote Direct Insurance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. One Quote Direct Insurance Services Ltd (FRN 477106) is an AR of Europa Group Limited (FRN 309794). When you use One Quote Direct Insurance Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from One Quote Direct Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with One Quote Direct Insurance Services?
Protection works through Europa Group Limited, the principal firm responsible for One Quote Direct Insurance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is One Quote Direct Insurance Services a scam or clone?
One Quote Direct Insurance Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is One Quote Direct Insurance Services's Firm Reference Number (FRN)?
One Quote Direct Insurance Services's FRN is 477106. You can verify it on the FCA register.