Oodle Financial Services Limited

Reference number: 702459

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Oodle
  • Oodle Car Finance

Company details

From the company's Companies House record.

Company number
07277272
Company status
Active
Company type
Private limited company
Incorporated
8 June 2010 (16 years old)
Registered office
2 New Bailey, 6 Stanley Street, Salford, M3 5GS, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Current directors and secretaries

Name Role Born Appointed
Jonathan Charles Llewellyn Clayton Director Dec 1972 10 Feb 2016
James Desmond O'Shea Director Feb 1956 11 Sep 2020
Luke Anton Wiseman Director May 1967 18 Oct 2021
Nancy Cruickshank Director Dec 1970 18 Oct 2021
Richard Colin Gaskin Director Nov 1965 19 Aug 2022
Anirban Ghosh Director Mar 1987 7 Jun 2023
John Patrick Stein Director Dec 1984 10 May 2024

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • FIRST CHOICE WITH LOANS LIMITED

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Oodle Cars
  • Oodlecars.com
  • Oodle Finance

Complaints record

In January–June 2025, the Financial Ombudsman Service received 1,122 new complaints about this firm, and upheld 15% of the ones it decided.

That is below the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 1,119
  • Insurance 3

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Oodle Financial Services Limited FCA authorised?
Yes, Oodle Financial Services Limited (FRN 702459) is authorised by the FCA to carry out regulated activities.
Is my money safe with Oodle Financial Services?
Protection depends on which product you hold and how Oodle Financial Services handles your money, so check the specific product before you commit. You can also refer complaints about Oodle Financial Services to the Financial Ombudsman Service, free of charge.
Is Oodle Financial Services a scam or clone?
Oodle Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Oodle Financial Services's Firm Reference Number (FRN)?
Oodle Financial Services's FRN is 702459. You can verify it on the FCA register.