Optal Financial Limited

Reference number: 900112

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
08364883
Company status
Active
Company type
Private limited company
Incorporated
17 January 2013 (13 years old)
Registered office
27-28 Eastcastle Street, London, W1W 8DH
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Ann Elena Drew Director Mar 1971 22 Jun 2021
Darragh Deady Director Sep 1980 11 Oct 2022
Jason Anthony Hancock Director Jan 1975 8 Jan 2025
Sara Terese Wickware Trickett Director Oct 1978 8 Jan 2025
CARGIL MANAGEMENT SERVICES LIMITED Corporate secretary Not published 2 Apr 2014

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Accomplish Financial Limited

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Common questions

Frequently asked questions

Is Optal Financial Limited FCA authorised?
Yes, Optal Financial Limited (FRN 900112) is authorised by the FCA to carry out regulated activities.
Is my money safe with Optal Financial?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Optal Financial to the Financial Ombudsman Service, free of charge.
Is Optal Financial a scam or clone?
Optal Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Optal Financial's Firm Reference Number (FRN)?
Optal Financial's FRN is 900112. You can verify it on the FCA register.