Optima Consumer Credit Limited

Reference number: 722799

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Optima

Company details

From the company's Companies House record.

Company number
04669600
Company status
Active
Company type
Private limited company
Incorporated
18 February 2003 (23 years old)
Registered office
Unit 1 Staveley Hall Business Centre Staveley Hall Drive, Staveley, Chesterfield, Derbyshire, S43 3TN
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Nicholas Anthony Otter Director Mar 1977 15 Feb 2012
Simon Andrew Otter Director Sep 1979 8 Oct 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (1 permission)
  • Credit Broking

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Optima Consumer Credit Limited FCA authorised?
Yes, Optima Consumer Credit Limited (FRN 722799) is authorised by the FCA to carry out regulated activities.
Is my money safe with Optima Consumer Credit?
Protection depends on which product you hold and how Optima Consumer Credit handles your money, so check the specific product before you commit. You can also refer complaints about Optima Consumer Credit to the Financial Ombudsman Service, free of charge.
Is Optima Consumer Credit a scam or clone?
Optima Consumer Credit is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Optima Consumer Credit's Firm Reference Number (FRN)?
Optima Consumer Credit's FRN is 722799. You can verify it on the FCA register.