Optimise Finance Limited

Reference number: 724841

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
05227617
Company status
Active
Company type
Private limited company
Incorporated
10 September 2004 (21 years old)
Registered office
9 King Edward Street, 9 King Edward Street, Macclesfield, Cheshire, SK10 1AQ, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Stephen Sumner Director May 1970 6 Jan 2010

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • My Sort of Loan Ltd

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Common questions

Frequently asked questions

Is Optimise Finance Limited FCA authorised?
Yes, Optimise Finance Limited (FRN 724841) is authorised by the FCA to carry out regulated activities.
Is my money safe with Optimise Finance?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Optimise Finance to the Financial Ombudsman Service, free of charge.
Is Optimise Finance a scam or clone?
Optimise Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Optimise Finance's Firm Reference Number (FRN)?
Optimise Finance's FRN is 724841. You can verify it on the FCA register.