Optimise Money Group Limited

Reference number: 1053470

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Optimise Finance Limited Reference number: 724841 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Optimise Money Group Limited (FRN 1053470) introduces customers to Optimise Finance Limited (FRN 724841). Any regulated advice or arranging is done by the principal, not Optimise Money Group.
  • Example: if Optimise Money Group refers you to a financial adviser, the advice should come from the principal firm, not from Optimise Money Group itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Selectsmart.finance

Company details

From the company's Companies House record.

Company number
16713473
Company status
Active
Company type
Private limited company
Incorporated
12 September 2025 (less than a year old)
Registered office
9 King Edward Street, Macclesfield, SK10 1AQ, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Rupert George Webb Director Nov 1957 12 Sep 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Optimise Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Optimise Money Group Limited FCA authorised?
Optimise Money Group Limited (FRN 1053470) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Optimise Money Group?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Optimise Money Group Limited (FRN 1053470) introduces customers to Optimise Finance Limited (FRN 724841). Any regulated advice or arranging is done by the principal, not Optimise Money Group. Example: if Optimise Money Group refers you to a financial adviser, the advice should come from the principal firm, not from Optimise Money Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Optimise Money Group?
Protection works through Optimise Finance Limited, the principal firm responsible for Optimise Money Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Optimise Money Group a scam or clone?
Optimise Money Group is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Optimise Money Group's Firm Reference Number (FRN)?
Optimise Money Group's FRN is 1053470. You can verify it on the FCA register.