Optimus Mortgages Ltd

Reference number: 945578

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
10277354
Company status
Active
Company type
Private limited company
Incorporated
13 July 2016 (10 years old)
Registered office
15 Raven Court, Shildon, County Durham, DL4 2GX, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Timothy Spencer Director Jan 1974 13 Jul 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Investments & pensions FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.

Check your FSCS cover →

Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on a home reversion plan
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Optimus Mortgages Ltd FCA authorised?
Yes, Optimus Mortgages Ltd (FRN 945578) is authorised by the FCA to carry out regulated activities.
Is my money safe with Optimus Mortgages?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Optimus Mortgages to the Financial Ombudsman Service, free of charge.
Is Optimus Mortgages a scam or clone?
Optimus Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Optimus Mortgages's Firm Reference Number (FRN)?
Optimus Mortgages's FRN is 945578. You can verify it on the FCA register.