Optimus Pay Limited

Reference number: 600379

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
07791110
Company status
Active
Company type
Private limited company
Incorporated
29 September 2011 (14 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Malcolm Jamieson Director Jul 1957 10 Jun 2016
William Innes Tennent Director Jun 1956 10 Jun 2016
ONLINE CORPORATE SECRETARIES LIMITED Corporate secretary Not published 29 Sep 2011

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.

    How safeguarding works →

Show FCA detail (5 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • MTCWORLDONLINE.COM

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Common questions

Frequently asked questions

Is Optimus Pay Limited FCA authorised?
Yes, Optimus Pay Limited (FRN 600379) is registered with the FCA and permitted to provide its regulated services.
Is my money safe with Optimus Pay?
Protection depends on which product you hold and how Optimus Pay handles your money, so check the specific product before you commit. You can also refer complaints about Optimus Pay to the Financial Ombudsman Service, free of charge.
Is Optimus Pay a scam or clone?
Optimus Pay is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Optimus Pay's Firm Reference Number (FRN)?
Optimus Pay's FRN is 600379. You can verify it on the FCA register.