Padstone Financial Management Limited

Reference number: 430531

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Verified website

    padstone-fm.co.uk

  • Verified phone number

    01432 820710

  • Verified address

    Padstone Financial Management Ltd, Unit 5, Whitestone Business Park, Whitestone, Hereford, Herefordshire, County Of, HR1 3SE, United Kingdom

Company details

From the company's Companies House record.

Company number
04366170
Company status
Active
Company type
Private limited company
Incorporated
4 February 2002 (24 years old)
Registered office
The Bull Yard R/O 75 High Street, Ashford, Kent, TN24 8SN, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
David Kenneth Carter Director Jun 1986 3 Apr 2026
Mark Eaton Director Aug 1964 3 Apr 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Mark Young

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Life Protection Direct

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Common questions

Frequently asked questions

Is Padstone Financial Management Limited FCA authorised?
Yes, Padstone Financial Management Limited (FRN 430531) is authorised by the FCA to carry out regulated activities.
Is my money safe with Padstone Financial Management?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Padstone Financial Management to the Financial Ombudsman Service, free of charge.
Is Padstone Financial Management a scam or clone?
Padstone Financial Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Padstone Financial Management's Firm Reference Number (FRN)?
Padstone Financial Management's FRN is 430531. You can verify it on the FCA register.