Pali Ltd

Reference number: 449689

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CLS Property Insight Limited Reference number: 718255 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pali Ltd (FRN 449689) is an AR of CLS Property Insight Limited (FRN 718255). When you use Pali's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pali, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Pali Mortgages
  • Property and Land Information

Company details

From the company's Companies House record.

Company number
05239320
Company status
Active
Company type
Private limited company
Incorporated
23 September 2004 (21 years old)
Registered office
2-4 Croxteth Avenue, Wallasey, Wirral, CH44 5UL
Nature of business
  • Business and domestic software development (SIC 62012)
  • Information technology consultancy activities (SIC 62020)
  • Other information technology service activities (SIC 62090)
  • Other information service activities not elsewhere classified (SIC 63990)

Current directors and secretaries

Name Role Born Appointed
Johanna Gail Milne Director Dec 1982 1 Jan 2008
Malcolm Edward Small Director Nov 1976 1 Jan 2008
Nicholas Andrew Small Director Apr 1974 1 Jan 2008

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CLS Property Insight Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Pali Ltd FCA authorised?
Pali Ltd (FRN 449689) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pali?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pali Ltd (FRN 449689) is an AR of CLS Property Insight Limited (FRN 718255). When you use Pali's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pali, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Pali?
Protection works through CLS Property Insight Limited, the principal firm responsible for Pali's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Pali a scam or clone?
Pali is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Pali's Firm Reference Number (FRN)?
Pali's FRN is 449689. You can verify it on the FCA register.