Paratus AMC Limited

Reference number: 301128

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Foundation
  • Foundation Home Loans
  • Foundation Lending

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
03489004
Company status
Active
Company type
Private limited company
Incorporated
6 January 1998 (28 years old)
Registered office
3 Arlington Square, Downshire Way, Bracknell, Berkshire, RG12 1WA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Kevin Edward Crowe Jr Director Jul 1982 23 Mar 2022
Jesus Maria Rio Cortes Director Dec 1971 23 Mar 2022
Jonathan Charles Locke Director Sep 1962 23 Mar 2022
Seda Yalcinkaya Director Jun 1973 31 Dec 2023
Elizabeth Anne Lapuma Director Mar 1979 27 Mar 2024
Peter Simon Ball Director Jul 1968 29 Apr 2024
Nicola Townsend Secretary Not published 18 Sep 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (11 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 fine in 2009. This is part of the official register record and is worth reviewing before going ahead.

  • Fined on 28 October 2009
    On 28 October 2009 the FSA imposed a financial penalty on GMAC RFC Limited ('GMAC RFC') for failing to comply with Principle 3 and Principle 6 of the Principles for Businesses and Rules 12.4.1R and 13.3.1R in the Mortgages and Home Finance: Conduct of Business sourcebook. Since October 2004, GMAC RFC has been authorised by the FSA, with permission to arrange and administer regulated mortgage contracts. GMAC operated as a non-bank lender in the prime, sub-prime and buy-to-let mortgage sectors. During the relevant period, GMAC administered 188,543 regulated mortgage contracts with a total balance of approximately £24.6 billion. The Final Notice, which sets of the reason for the action, is displayed on the FSA's web site and can be accessed.

    Read the FCA notice →

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • GMAC-RFC Ltd
  • Paratus AMC Ltd

Names it no longer trades under

This firm has retired 29 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Gmac
  • Gmac Capital Corporation
  • Gmac Home Loan
  • Gmac Mortgage
  • Gmac Mortgages
  • Gmac Mortgage Services
  • Gmac Msl
  • Gmac Residential Funding
  • Gmac Residential Funding Corporation
  • Gmac Residential Mortgages
  • Gmac Rfc
  • Gmac-Rfc Home Loan
  • Gmac-Rfc Mortgage
  • Gmac-Rfc Mortgages
  • Gmac-Rfc Residential Mortgages
  • Highstreet Homeloans
  • Hshl
  • Imc
  • Independent Mortgage Collection
  • Mortgage Services
  • Msl
  • Plms
  • Private Label Mortgage Services
  • Rapide
  • Rapide Mortgage Services
  • Residential Funding Corporation
  • Rfc
  • Rfc Mortgage Services
  • Rfc Msl

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Common questions

Frequently asked questions

Is Paratus AMC Limited FCA authorised?
Yes, Paratus AMC Limited (FRN 301128) is authorised by the FCA to carry out regulated activities.
Is my money safe with Paratus AMC?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Paratus AMC to the Financial Ombudsman Service, free of charge.
Is Paratus AMC a scam or clone?
Paratus AMC is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Paratus AMC's Firm Reference Number (FRN)?
Paratus AMC's FRN is 301128. You can verify it on the FCA register.