PAT COOK & SONS LTD

Reference number: 981031

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PAT COOK & SONS LTD (FRN 981031) is an AR of Golden Charter Limited (FRN 965279). When you use PAT COOK & SONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PAT COOK & SONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Pat Cook Funeral Services

Company details

From the company's Companies House record.

Company number
08136472
Company status
Active
Company type
Private limited company
Incorporated
10 July 2012 (14 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other human health activities (SIC 86900)

Current directors and secretaries

Name Role Born Appointed
Patrick Cook Director Sep 1954 10 Jul 2012
Margaret Cook Director Feb 1955 1 Jul 2015
Charlotte Cook Director Aug 2007 20 Oct 2025
Margaret Cook Secretary Not published 10 Jul 2012

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Ashby Funeral Care

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Common questions

Frequently asked questions

Is PAT COOK & SONS LTD FCA authorised?
PAT COOK & SONS LTD (FRN 981031) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for PAT COOK & SONS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. PAT COOK & SONS LTD (FRN 981031) is an AR of Golden Charter Limited (FRN 965279). When you use PAT COOK & SONS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from PAT COOK & SONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with PAT COOK & SONS?
Protection works through Golden Charter Limited, the principal firm responsible for PAT COOK & SONS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is PAT COOK & SONS a scam or clone?
PAT COOK & SONS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is PAT COOK & SONS's Firm Reference Number (FRN)?
PAT COOK & SONS's FRN is 981031. You can verify it on the FCA register.