Paul McGowan Financial Services Ltd

Reference number: 743692

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Paul McGowan Financial Services Ltd (FRN 743692) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Paul McGowan Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 6624 0340

  • Verified address

    Unit 7, Abbey House Business Centre, 11 Head Street, Enniskillen, BT74 7JL, United Kingdom

Also trades as
  • Paul McGowan Mortgage and Insurance Solutions

Company details

From the company's Companies House record.

Company number
NI618972
Company status
Active
Company type
Private limited company
Incorporated
20 June 2013 (13 years old)
Registered office
1 The Market Place, Derrylin, Enniskillen, County Fermanagh, BT92 9AN, Northern Ireland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Paul Mcgowan Director Mar 1970 20 Jun 2013
Paul Mcgowan Secretary Not published 20 Jun 2013

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Paul McGowan Financial Services Ltd FCA authorised?
Paul McGowan Financial Services Ltd (FRN 743692) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Paul McGowan Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Paul McGowan Financial Services Ltd (FRN 743692) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Paul McGowan Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Paul McGowan Financial Services?
Protection works through the principal firm responsible for Paul McGowan Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Paul McGowan Financial Services a scam or clone?
Paul McGowan Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Paul McGowan Financial Services's Firm Reference Number (FRN)?
Paul McGowan Financial Services's FRN is 743692. You can verify it on the FCA register.