Paula Clement Independent Mortgage & Protection Adviser Ltd

Reference number: 1008577

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Paula Clement Independent Mortgage & Protection Adviser Ltd (FRN 1008577) is an AR of The Right Mortgage Limited (FRN 649443). When you use Paula Clement Independent Mortgage & Protection Adviser's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Paula Clement Independent Mortgage & Protection Adviser, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07772 144652

  • Verified address

    21 Wimborne Road, Pencoed, Bridgend, Bridgend, CF35 6SG, United Kingdom

Also trades as
  • Paula Clement Mortgage and Protection Adviser

Company details

From the company's Companies House record.

Company number
13599203
Company status
Active
Company type
Private limited company
Incorporated
2 September 2021 (4 years old)
Registered office
21 Wimborne Road, Pencoed, Bridgend, CF35 6SG, Wales
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Paula Clement Director May 1982 2 Sep 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Paula Clement Independent Mortgage & Protection Adviser Ltd FCA authorised?
Paula Clement Independent Mortgage & Protection Adviser Ltd (FRN 1008577) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Paula Clement Independent Mortgage & Protection Adviser?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Paula Clement Independent Mortgage & Protection Adviser Ltd (FRN 1008577) is an AR of The Right Mortgage Limited (FRN 649443). When you use Paula Clement Independent Mortgage & Protection Adviser's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Paula Clement Independent Mortgage & Protection Adviser, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Paula Clement Independent Mortgage & Protection Adviser?
Protection works through The Right Mortgage Limited, the principal firm responsible for Paula Clement Independent Mortgage & Protection Adviser's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Paula Clement Independent Mortgage & Protection Adviser a scam or clone?
Paula Clement Independent Mortgage & Protection Adviser is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Paula Clement Independent Mortgage & Protection Adviser's Firm Reference Number (FRN)?
Paula Clement Independent Mortgage & Protection Adviser's FRN is 1008577. You can verify it on the FCA register.