Payal Bhalla

Reference number: 831416

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Authorised by the FCA

Payal Bhalla is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Ipswich Dental Surgery

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (1 permission)
  • Credit Broking

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Payal Bhalla FCA authorised?
Yes, Payal Bhalla (FRN 831416) is authorised by the FCA to carry out regulated activities.
Is my money safe with Payal Bhalla?
Protection depends on which product you hold and how Payal Bhalla handles your money, so check the specific product before you commit. You can also refer complaints about Payal Bhalla to the Financial Ombudsman Service, free of charge.
Is Payal Bhalla a scam or clone?
Payal Bhalla is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Payal Bhalla's Firm Reference Number (FRN)?
Payal Bhalla's FRN is 831416. You can verify it on the FCA register.