PAYMENTSHIELD LIMITED

Reference number: 312708

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 9 other names
  • British Insurance Services
  • Paymentshield Home & Protect
  • Paymentshield Introducers
  • Paymentshield Life Underwriting Services
  • Paymentshield Mortgage Club
  • Paymentshield Protection Club
  • PLUS
  • PLUS Direct
  • protection4you

Company details

From the company's Companies House record.

Company number
02728936
Company status
Active
Company type
Private limited company
Incorporated
6 July 1992 (34 years old)
Registered office
Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Emma Jane Rawlinson Director Sep 1980 7 Mar 2025
Feilim Mackle Director Jul 1967 1 Aug 2025
Tushar Surendra Patel Director Oct 1972 1 Aug 2025
Kartina Tahir Thomson Director May 1976 18 Sep 2025
Mark Winlow Director Apr 1962 2 Jan 2026
Christopher James Payne Secretary Not published 26 Jun 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Voluntary Requirement
    1. The Firm must not, without prior written consent of the FCA, take any steps (whether directly or through any other person) that would result in the total number of in force policies exceeding the policy limit. 2. The Firm must maintain an agreed sum of funds.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Letting Agent Solutions
  • Maras
  • Paymentshield Loans
  • Simple Home and Protect

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Common questions

Frequently asked questions

Is PAYMENTSHIELD LIMITED FCA authorised?
Yes, PAYMENTSHIELD LIMITED (FRN 312708) is authorised by the FCA to carry out regulated activities.
Is my money safe with PAYMENTSHIELD?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about PAYMENTSHIELD to the Financial Ombudsman Service, free of charge.
Is PAYMENTSHIELD a scam or clone?
PAYMENTSHIELD is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is PAYMENTSHIELD's Firm Reference Number (FRN)?
PAYMENTSHIELD's FRN is 312708. You can verify it on the FCA register.