PDSA Trading Limited

Reference number: 201199

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • PDSA Trading Limited (FRN 201199) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if PDSA Trading refers you to a financial adviser, the advice should come from the principal firm, not from PDSA Trading itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • PDSA
  • PDSA Pet Insurance

Company details

From the company's Companies House record.

Company number
01595637
Company status
Active
Company type
Private limited company
Incorporated
4 November 1981 (44 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)
  • Gambling and betting activities (SIC 92000)

Current directors and secretaries

Name Role Born Appointed
Janice Lynn Mc Loughlin Director Sep 1962 4 Jul 2008
David Peter James Hammond Director Jul 1976 31 Oct 2022
Rebecca Jane Cogswell Director Aug 1976 30 Mar 2026
Sander Kristel Director Jun 1970 30 Mar 2026
Elizabeth Mackinnon Secretary Not published 24 Jul 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Petsurance

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Common questions

Frequently asked questions

Is PDSA Trading Limited FCA authorised?
PDSA Trading Limited (FRN 201199) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for PDSA Trading?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. PDSA Trading Limited (FRN 201199) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if PDSA Trading refers you to a financial adviser, the advice should come from the principal firm, not from PDSA Trading itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with PDSA Trading?
Protection works through the principal firm responsible for PDSA Trading's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is PDSA Trading a scam or clone?
PDSA Trading is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is PDSA Trading's Firm Reference Number (FRN)?
PDSA Trading's FRN is 201199. You can verify it on the FCA register.