Pen Underwriting Limited

Reference number: 314493

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 8 other names
  • BMM Ports & Terminals
  • Fortify Marine
  • Freeboard Maritime
  • Manchester Underwriting Management
  • OAMPS Hazardous Industries
  • Pen
  • Trafalgar Marine Trades
  • Vessel Protect

Company details

From the company's Companies House record.

Company number
05172311
Company status
Active
Company type
Private limited company
Incorporated
7 July 2004 (22 years old)
Registered office
The Walbrook Building, 25 Walbrook, London, EC4N 8AW
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Simon Anthony Green Director Oct 1963 13 Jul 2017
Tom Downey Director Nov 1967 10 Sep 2018
David Michael Edwin Cousins Director Jan 1973 21 Jun 2021
Charles Robertson Crawford Director Mar 1964 14 Mar 2024
Susan Carol Langley Director Jul 1963 14 Mar 2024
Charles Douglas Knowles Scott Director Dec 1973 14 Mar 2024
Neil Andrew Clutterbuck Director Jan 1967 11 Mar 2025
Clare Louise Francis Director Jun 1969 9 May 2025
David James Rush Director Jun 1965 27 Oct 2025
Robert James Otterson Secretary Not published 17 Dec 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • OIM Underwriting Limited
  • Oxygen Insurance Managers Limited

Names it no longer trades under

This firm has retired 15 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • AJG Underwriting
  • AJG Underwriting Group
  • E-Underwriting
  • OAMPS
  • OAMPS Hazardous Industries
  • OIM
  • Oxygen
  • Oxygen Insurance Managers
  • Pelican Underwriting Management
  • Pen Underwriting (Contego)
  • Pen Underwriting (e-Underwriting)
  • Pen Underwriting (OIM)
  • Pen Underwriting (Woodbrook)
  • Ptarmigan Underwriting
  • Woodbrook Underwriting

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Common questions

Frequently asked questions

Is Pen Underwriting Limited FCA authorised?
Yes, Pen Underwriting Limited (FRN 314493) is authorised by the FCA to carry out regulated activities.
Is my money safe with Pen Underwriting?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pen Underwriting to the Financial Ombudsman Service, free of charge.
Is Pen Underwriting a scam or clone?
Pen Underwriting is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Pen Underwriting's Firm Reference Number (FRN)?
Pen Underwriting's FRN is 314493. You can verify it on the FCA register.