Peoples Ecosse Limited

Reference number: 514843

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Peoples Ecosse Limited (FRN 514843) is an AR of Peoples Liverpool Limited (FRN 308517). When you use Peoples Ecosse's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Peoples Ecosse, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01324 621511

  • Verified address

    The Autocentre, Callendar Road, Falkirk, Stirlingshire, FK1 1SQ, United Kingdom

Company details

From the company's Companies House record.

Company number
SC176576
Company status
Active
Company type
Private limited company
Incorporated
19 June 1997 (29 years old)
Registered office
Peoples Ecosse Limited, Callendar Road, Falkirk, FK1 1SQ, Scotland
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Wholesale trade of motor vehicle parts and accessories (SIC 45310)

Current directors and secretaries

Name Role Born Appointed
Brian Paton Gilda Director Apr 1949 29 Jul 1997
Stewart Mitchell Ramsay Director Oct 1957 29 Jul 1997
Nicola Sara Gilda Director Jun 1975 26 Oct 2005
John Johannesen Director Aug 1980 19 Mar 2022
Roy Justin Morrison Director Mar 1968 19 Mar 2022
Darren James Stalker Mcdivitt Director Sep 1984 26 Jul 2022
Jennifer Connolly Director Sep 1985 10 Nov 2025
Danielle Elizabeth Curry Director Dec 1981 10 Nov 2025
Lianne Dewar Director Feb 1987 22 Dec 2025
Stewart Mitchell Ramsay Secretary Not published 29 Jul 1997

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Peoples Liverpool Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • People Ecosse Limted

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Common questions

Frequently asked questions

Is Peoples Ecosse Limited FCA authorised?
Peoples Ecosse Limited (FRN 514843) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Peoples Ecosse?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Peoples Ecosse Limited (FRN 514843) is an AR of Peoples Liverpool Limited (FRN 308517). When you use Peoples Ecosse's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Peoples Ecosse, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Peoples Ecosse?
Protection works through Peoples Liverpool Limited, the principal firm responsible for Peoples Ecosse's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Peoples Ecosse a scam or clone?
Peoples Ecosse is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Peoples Ecosse's Firm Reference Number (FRN)?
Peoples Ecosse's FRN is 514843. You can verify it on the FCA register.