Performance Cycling Limited

Reference number: 951366

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

RIPE INSURANCE SERVICES LIMITED Reference number: 313411 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Performance Cycling Limited (FRN 951366) introduces customers to RIPE INSURANCE SERVICES LIMITED (FRN 313411). Any regulated advice or arranging is done by the principal, not Performance Cycling.
  • Example: if Performance Cycling refers you to a financial adviser, the advice should come from the principal firm, not from Performance Cycling itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Tredz

Company details

From the company's Companies House record.

Company number
03398601
Company status
Active
Company type
Private limited company
Incorporated
3 July 1997 (29 years old)
Registered office
Icknield Street Drive, Washford West, Redditch, Worcestershire, B98 0DE, England
Nature of business
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)

Current directors and secretaries

Name Role Born Appointed
Johanna Ruth Hartley Director Mar 1975 16 Jun 2022
Paul David O'Hara Director Apr 1978 1 Oct 2022
Henry Benedict Birch Director Feb 1969 16 Apr 2025
Timothy Joseph Gerard O'Gorman Secretary Not published 23 May 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through RIPE INSURANCE SERVICES LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Performance Cycling Limited FCA authorised?
Performance Cycling Limited (FRN 951366) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Performance Cycling?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Performance Cycling Limited (FRN 951366) introduces customers to RIPE INSURANCE SERVICES LIMITED (FRN 313411). Any regulated advice or arranging is done by the principal, not Performance Cycling. Example: if Performance Cycling refers you to a financial adviser, the advice should come from the principal firm, not from Performance Cycling itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Performance Cycling?
Protection works through RIPE INSURANCE SERVICES LIMITED, the principal firm responsible for Performance Cycling's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Performance Cycling a scam or clone?
Performance Cycling is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Performance Cycling's Firm Reference Number (FRN)?
Performance Cycling's FRN is 951366. You can verify it on the FCA register.