PERSONAL GROUP BENEFITS LIMITED

Reference number: 303656

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • HAPI PROTECT
  • Personal Group

Company details

From the company's Companies House record.

Company number
03195037
Company status
Active
Company type
Private limited company
Incorporated
7 May 1996 (30 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Paula Jane Brown Director May 1978 1 Aug 2023
Hywel Phillips Director Jul 1980 23 Jan 2025
Matthew Adam Cohen Director Apr 1990 18 Jun 2026
Joshua Roberts-Jones Secretary Not published 23 Jan 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is PERSONAL GROUP BENEFITS LIMITED FCA authorised?
Yes, PERSONAL GROUP BENEFITS LIMITED (FRN 303656) is authorised by the FCA to carry out regulated activities.
Is my money safe with PERSONAL GROUP BENEFITS?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about PERSONAL GROUP BENEFITS to the Financial Ombudsman Service, free of charge.
Is PERSONAL GROUP BENEFITS a scam or clone?
PERSONAL GROUP BENEFITS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is PERSONAL GROUP BENEFITS's Firm Reference Number (FRN)?
PERSONAL GROUP BENEFITS's FRN is 303656. You can verify it on the FCA register.