Personal Health Service Limited

Reference number: 941034

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Personal Health Service Limited (FRN 941034) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Personal Health Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Cadogan Clinic

Company details

From the company's Companies House record.

Company number
04127609
Company status
Active
Company type
Private limited company
Incorporated
19 December 2000 (25 years old)
Registered office
Third Floor 59 Markham Street, Chelsea, London, SW3 3NR, England
Nature of business
  • Specialists medical practice activities (SIC 86220)

Current directors and secretaries

Name Role Born Appointed
Bryan Jonathan Mayou Director Sep 1944 9 Jun 2004
Guy Richard Mayou Director Jun 1985 1 Jan 2020
Thomas Henry Mayou Director Nov 1988 1 Jan 2020
Heloise Clarke Director Oct 1986 3 Apr 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Personal Health Service Limited FCA authorised?
Personal Health Service Limited (FRN 941034) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Personal Health Service?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Personal Health Service Limited (FRN 941034) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Personal Health Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Personal Health Service?
Protection works through the principal firm responsible for Personal Health Service's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Personal Health Service a scam or clone?
Personal Health Service is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Personal Health Service's Firm Reference Number (FRN)?
Personal Health Service's FRN is 941034. You can verify it on the FCA register.