Peterlee Town Council

Reference number: 949790

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Introducer appointed representative

Peterlee Town Council can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Peterlee Town Council (FRN 949790) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Peterlee Town Council.
  • Example: if Peterlee Town Council refers you to a financial adviser, the advice should come from the principal firm, not from Peterlee Town Council itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Peterlee Town Council FCA authorised?
Peterlee Town Council (FRN 949790) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Peterlee Town Council?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Peterlee Town Council (FRN 949790) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Peterlee Town Council. Example: if Peterlee Town Council refers you to a financial adviser, the advice should come from the principal firm, not from Peterlee Town Council itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Peterlee Town Council?
Protection works through SME HCI Limited, the principal firm responsible for Peterlee Town Council's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Peterlee Town Council a scam or clone?
Peterlee Town Council is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Peterlee Town Council's Firm Reference Number (FRN)?
Peterlee Town Council's FRN is 949790. You can verify it on the FCA register.