Pharon Independent Financial Advisers Limited
Reference number: 138169
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Lawrence House, Summer Hill, Canterbury, Kent, CT2 8GT, United Kingdom
Company details
From the company's Companies House record.
- Company number
- 01105564
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 April 1973 (53 years old)
- Registered office
- Lawrence House Summer Hill, Harbledown, Canterbury, Kent, CT2 8GT, United Kingdom
- Nature of business
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- Life insurance (SIC 65110)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Elizabeth Evelyn Rule | Director | May 1971 | 18 Feb 2003 |
| Nicholas David O'Shea | Director | May 1973 | 18 Feb 2003 |
| Andrew Keith O'Shea | Director | Jul 1971 | 24 Oct 2018 |
| Robert James Cragg | Director | Sep 1983 | 4 Feb 2020 |
| Thomas David Barnett | Director | Jul 1985 | 24 Nov 2025 |
| Caroline Michelle Hawkesley | Director | Apr 1974 | 21 Apr 2026 |
| Raj Ladwa | Director | Nov 1977 | 7 Jul 2026 |
Activities and protection
What they can do, and how you are protected
- Hold or safeguard your money · Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
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- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Arranging (bringing about) deals in investments
- Arranging safeguarding and administration of assets
- Assisting in the administration and performance of a contract of insurance
- Making arrangements with a view to transactions in investments
- Safeguarding and administration of assets (without arranging)
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
Previously registered as
The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.
- Pharon Insurance Brokers (Life and Pensions) Limited
- Pharos Insurance Brokers (Life & Pensions) Limited
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