Photay Wealth Management Limited

Reference number: 227042

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Photay Wealth Management Limited (FRN 227042) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Photay Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07831 276933

  • Verified address

    Grove House Grove Lane, Wolverhampton, West Midlands, WV6 8NJ, United Kingdom

Company details

From the company's Companies House record.

Company name
PHOTAY WEALTH MANAGEMENT LTD
Company number
05275012
Company status
Active
Company type
Private limited company
Incorporated
1 November 2004 (21 years old)
Registered office
Grove House Grove Lane, Wightwick, Wolverhampton, WV6 8NJ
Nature of business
  • Pension funding (SIC 65300)

Current directors and secretaries

Name Role Born Appointed
Dildar Photay Director Nov 1958 1 Nov 2004

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Photay Wealth Management
  • Photay Wealth Management Limited (Suspended)
  • Photay Wealth Management Limited (Suspended)

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Common questions

Frequently asked questions

Is Photay Wealth Management Limited FCA authorised?
Photay Wealth Management Limited (FRN 227042) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Photay Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Photay Wealth Management Limited (FRN 227042) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Photay Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Photay Wealth Management?
Protection works through the principal firm responsible for Photay Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Photay Wealth Management a scam or clone?
Photay Wealth Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Photay Wealth Management's Firm Reference Number (FRN)?
Photay Wealth Management's FRN is 227042. You can verify it on the FCA register.