Phrasers Limited

Reference number: 676003

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC312016
Company status
Active
Company type
Private limited company
Incorporated
15 November 2006 (19 years old)
Registered office
Easter Cottage, Orchil Road, Auchterarder, Perthshire, PH3 1NB
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Current directors and secretaries

Name Role Born Appointed
Rory Iain Fraser Director Oct 1964 15 Dec 2006
Judith Anne Fraser (Dr) Secretary Not published 15 Dec 2006

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Phrasers Limited FCA authorised?
Yes, Phrasers Limited (FRN 676003) is authorised by the FCA to carry out regulated activities.
Is my money safe with Phrasers?
Protection depends on which product you hold and how Phrasers handles your money, so check the specific product before you commit. You can also refer complaints about Phrasers to the Financial Ombudsman Service, free of charge.
Is Phrasers a scam or clone?
Phrasers is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Phrasers's Firm Reference Number (FRN)?
Phrasers's FRN is 676003. You can verify it on the FCA register.