PICP LTD

Reference number: 1044850

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CONCEPT BUILDING SOLUTIONS UK LIMITED Reference number: 989782 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PICP LTD (FRN 1044850) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use PICP's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PICP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07825 896168

  • Verified address

    39 Washington Avenue, London, Newham, E12 5JA, United Kingdom

Also trades as
  • Concept Claim Solutions-Romford

Company details

From the company's Companies House record.

Company number
16547127
Company status
Active
Company type
Private limited company
Incorporated
27 June 2025 (1 year old)
Registered office
Office 6084 58 Peregrine Road, Hainault, Ilford, Essex, IG6 3SZ, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Naynesh Patel Director Oct 1965 27 Jun 2025
Niraben Naynesh Patel Director Dec 1971 27 Jun 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CONCEPT BUILDING SOLUTIONS UK LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is PICP LTD FCA authorised?
PICP LTD (FRN 1044850) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for PICP?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. PICP LTD (FRN 1044850) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use PICP's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from PICP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with PICP?
Protection works through CONCEPT BUILDING SOLUTIONS UK LIMITED, the principal firm responsible for PICP's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is PICP a scam or clone?
PICP is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is PICP's Firm Reference Number (FRN)?
PICP's FRN is 1044850. You can verify it on the FCA register.