Pioneer Mortgage & Protection Ltd

Reference number: 968592

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pioneer Mortgage & Protection Ltd (FRN 968592) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Pioneer Mortgage & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01704 338899

  • Verified address

    Ashurst House, 17 Duke Street, Formby, Liverpool, Merseyside, L37 4AN, United Kingdom

Company details

From the company's Companies House record.

Company number
13717348
Company status
Active
Company type
Private limited company
Incorporated
2 November 2021 (4 years old)
Registered office
17 Duke Street, Formby, Liverpool, L37 4AN, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Gail Louise Bailey Director Nov 1976 2 Nov 2021
Paul John Burns Director Nov 1969 2 Nov 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Pioneer Mortgage and Protection Ltd

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Common questions

Frequently asked questions

Is Pioneer Mortgage & Protection Ltd FCA authorised?
Pioneer Mortgage & Protection Ltd (FRN 968592) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pioneer Mortgage & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pioneer Mortgage & Protection Ltd (FRN 968592) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Pioneer Mortgage & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Pioneer Mortgage & Protection?
Protection works through the principal firm responsible for Pioneer Mortgage & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Pioneer Mortgage & Protection a scam or clone?
Pioneer Mortgage & Protection is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Pioneer Mortgage & Protection's Firm Reference Number (FRN)?
Pioneer Mortgage & Protection's FRN is 968592. You can verify it on the FCA register.