PJM and JAM Associates Ltd

Reference number: 519996

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PJM and JAM Associates Ltd (FRN 519996) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from PJM and JAM Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    024 7624 3726

  • Verified address

    The Technocentre, Coventry University Technology Park, Puma Way, Coventry, West Midlands, CV1 2TT, United Kingdom

Company details

From the company's Companies House record.

Company name
PJM AND JAM ASSOCIATES LIMITED
Company number
04788419
Company status
Active
Company type
Private limited company
Incorporated
5 June 2003 (23 years old)
Registered office
The Thresher, Pond Farm Mews, Upper Eastern Green Lane, Coventry, CV5 7DP
Nature of business
  • Life insurance (SIC 65110)

Current directors and secretaries

Name Role Born Appointed
Paul James Morgan Director Mar 1964 1 Jul 2003
Julie Anne Morgan Secretary Not published 1 Jul 2003

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is PJM and JAM Associates Ltd FCA authorised?
PJM and JAM Associates Ltd (FRN 519996) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for PJM and JAM Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. PJM and JAM Associates Ltd (FRN 519996) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from PJM and JAM Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with PJM and JAM Associates?
Protection works through the principal firm responsible for PJM and JAM Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is PJM and JAM Associates a scam or clone?
PJM and JAM Associates is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is PJM and JAM Associates's Firm Reference Number (FRN)?
PJM and JAM Associates's FRN is 519996. You can verify it on the FCA register.