Plata Finance Limited

Reference number: 718925

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Plata
  • Plata Connect
  • Zopa

Company details

From the company's Companies House record.

Company number
05197592
Company status
Active
Company type
Private limited company
Incorporated
4 August 2004 (22 years old)
Registered office
Frobisher House, Southbrook Road, Southampton, SO15 1GX, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Current directors and secretaries

Name Role Born Appointed
Nicholas Aspinall Director Aug 1964 10 Feb 2022
Patrick Joseph Napoli Director Jul 1969 10 Nov 2023
Jonathan Igor Davis Kramer Director Jul 1974 11 Oct 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (7 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Zopa Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Zopa

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Plata Finance Limited FCA authorised?
Yes, Plata Finance Limited (FRN 718925) is authorised by the FCA to carry out regulated activities.
Is my money safe with Plata Finance?
Protection depends on which product you hold and how Plata Finance handles your money, so check the specific product before you commit. You can also refer complaints about Plata Finance to the Financial Ombudsman Service, free of charge.
Is Plata Finance a scam or clone?
Plata Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Plata Finance's Firm Reference Number (FRN)?
Plata Finance's FRN is 718925. You can verify it on the FCA register.