PLIANT PAYMENTS LIMITED

Reference number: 1019557

Instant download

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Pliant

Company details

From the company's Companies House record.

Company number
15756434
Company status
Active
Company type
Private limited company
Incorporated
2 June 2024 (2 years old)
Registered office
8 Bishopsgate, Huckletree, Level 2, London, EC2N 4BQ, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Current directors and secretaries

Name Role Born Appointed
Nayan Shakti Behal Director May 1985 20 Aug 2024
Malte Julian Rau Director May 1988 4 Apr 2025
Alexander Pfütze Director Jul 1978 4 Apr 2025
Paul Gary Harrald Director Jul 1965 15 Sep 2025
Karen Wai Yee Ko Director May 1985 15 Sep 2025

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is PLIANT PAYMENTS LIMITED FCA authorised?
PLIANT PAYMENTS LIMITED (FRN 1019557) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is my money safe with PLIANT PAYMENTS?
Money you hand to PLIANT PAYMENTS is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Is PLIANT PAYMENTS a scam or clone?
PLIANT PAYMENTS is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
What is PLIANT PAYMENTS's Firm Reference Number (FRN)?
PLIANT PAYMENTS's FRN is 1019557. You can verify it on the FCA register.