POLICY EXCESS INSURE LTD

Reference number: 836031

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 5 other names
  • Beat That Quotes
  • Nova Direct
  • PEX Direct
  • PEX Insure
  • ZugarZnap

Company details

From the company's Companies House record.

Company number
10706852
Company status
Active
Company type
Private limited company
Incorporated
4 April 2017 (9 years old)
Registered office
3 Redwing Court, Romford, Essex, RM3 8QQ, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Byron Lindon Shepherd Director Aug 1983 4 Apr 2017
Grant Joiner Director May 1982 1 Oct 2020
Byron Shepherd Secretary Not published 4 Apr 2017

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments
  • Seeking out, referrals and identification of claims or potential claims (personal injury claim; financial services or financial product claim; housing disrepair claim; claim for a specified benefit; criminal injury claim; employment related claim)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • www.beatthatquotes.com

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Common questions

Frequently asked questions

Is POLICY EXCESS INSURE LTD FCA authorised?
Yes, POLICY EXCESS INSURE LTD (FRN 836031) is authorised by the FCA to carry out regulated activities.
Is my money safe with POLICY EXCESS INSURE?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about POLICY EXCESS INSURE to the Financial Ombudsman Service, free of charge.
Is POLICY EXCESS INSURE a scam or clone?
POLICY EXCESS INSURE is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is POLICY EXCESS INSURE's Firm Reference Number (FRN)?
POLICY EXCESS INSURE's FRN is 836031. You can verify it on the FCA register.