Pollok Credit Union Limited

Reference number: 213798

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Accepting Deposits
  • Debt Adjusting
  • Debt-counselling

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 public censure in 2012. This is part of the official register record and is worth reviewing before going ahead.

  • Publicly censured on 26 March 2012
    Between 1 April 2008 and 31 August 2011, PCU breached Principle 2 (Skill, care and diligence) because: 1)it made a series of loans to a non-member in breach of its Procedures which stipulate that PCU can only make loans to its members; and 2)the aggregate value of the series of loans to that non-member exceeded the individual large exposure limit of 25% of the credit union's capital, in breach of the Credit Union Sourcebook (CRED) 10.4.2 R.

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Common questions

Frequently asked questions

Is Pollok Credit Union Limited FCA authorised?
Yes, Pollok Credit Union Limited (FRN 213798) is authorised by the FCA to carry out regulated activities.
Is my money safe with Pollok Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pollok Credit Union to the Financial Ombudsman Service, free of charge.
Is Pollok Credit Union a scam or clone?
Pollok Credit Union is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Pollok Credit Union's Firm Reference Number (FRN)?
Pollok Credit Union's FRN is 213798. You can verify it on the FCA register.