PREMIUM CHOICE LIMITED

Reference number: 312245

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 9 other names
  • a choice
  • a choice Learner
  • aura
  • Cyclists Choice
  • Home Choice
  • Riders Choice
  • Students Choice
  • Talisman
  • Van Insurance Direct

Company details

From the company's Companies House record.

Company number
03845329
Company status
Active
Company type
Private limited company
Incorporated
21 September 1999 (26 years old)
Registered office
Pendeford House, Pendeford Business Park, Overstrand, Wolverhampton, WV9 5AP, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Richard Michael John Dornan Director Aug 1964 21 Sep 1999
Mark Woods Director May 1968 21 Sep 1999

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Cease trade claims manager/opt out basis
    Schedule 1. This schedule sets out the terms of a requirement to be imposed on Premium Choice pursuant to Section 55L (5) (a) of the Act with immediate effect: 2. The requirement is that Premium Choice must: i. Stop selling the Claims Manager product. ii. Stop selling any products on an opt-out basis . 3. For the avoidance of doubt: i. Claims Manager means a product currently sold for £30 per annum which provides customers with legal representation, recovery of motor insurance excess, motor insurance claims assistance and a guaranteed hire car in the event of a non-fault accident. ii. Opt-out basis means that the customer has to actively request that the product not be included in the sale to the customer.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 7 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • B46 Commercial
  • businesssure
  • Cherished Vehicle Insurance
  • La Femme
  • ONE Pro Insurance Solutions
  • Performance Choice
  • Roadsure

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Common questions

Frequently asked questions

Is PREMIUM CHOICE LIMITED FCA authorised?
Yes, PREMIUM CHOICE LIMITED (FRN 312245) is authorised by the FCA to carry out regulated activities.
Is my money safe with PREMIUM CHOICE?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about PREMIUM CHOICE to the Financial Ombudsman Service, free of charge.
Is PREMIUM CHOICE a scam or clone?
PREMIUM CHOICE is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is PREMIUM CHOICE's Firm Reference Number (FRN)?
PREMIUM CHOICE's FRN is 312245. You can verify it on the FCA register.