Prepay Technologies Ltd

Reference number: 900010

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Edenred Payment Solutions
  • Edenred PayTech
  • PPS

Company details

From the company's Companies House record.

Company name
PREPAY TECHNOLOGIES LIMITED
Company number
04008083
Company status
Active
Company type
Private limited company
Incorporated
5 June 2000 (26 years old)
Registered office
4th Floor, Station Square, 1 Gloucester Street, Swindon, SN1 1GW, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Philippe Marc Francis Relland-Bernard Director Dec 1972 16 Dec 2019
Andrea Keller Director Dec 1971 14 Feb 2023
Philip John Atherton Director Apr 1964 25 Apr 2024
Claire Marie Agnes Tirel Gandit Director Feb 1977 24 Jul 2024
Rehana Mitha Director Jul 1983 24 Jul 2024
Damien Gabriel Perillat Director Dec 1977 14 Nov 2024
Maria Matina Balatsou Secretary Not published 20 Oct 2023

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • PrePay Solutions
  • Splash Plastic

Complaints record

In January–June 2025, the Financial Ombudsman Service received 77 new complaints about this firm, and upheld 27% of the ones it decided.

That is below the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 76
  • Insurance 1

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Prepay Technologies Ltd FCA authorised?
Yes, Prepay Technologies Ltd (FRN 900010) is authorised by the FCA to carry out regulated activities.
Is my money safe with Prepay Technologies?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Prepay Technologies to the Financial Ombudsman Service, free of charge.
Is Prepay Technologies a scam or clone?
Prepay Technologies is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Prepay Technologies's Firm Reference Number (FRN)?
Prepay Technologies's FRN is 900010. You can verify it on the FCA register.