PRG Insurance Services Limited

Reference number: 520904

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • PRG Insurance Services Limited (FRN 520904) introduces customers to BROWN & BROWN INSURANCE BROKERS (UK) LIMITED (FRN 745618). Any regulated advice or arranging is done by the principal, not PRG Insurance Services.
  • Example: if PRG Insurance Services refers you to a financial adviser, the advice should come from the principal firm, not from PRG Insurance Services itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0121 240 0589

  • Verified address

    Grosvenor House, 11 St Pauls Square, Birmingham, West Midlands, B3 1RB, United Kingdom

Company details

From the company's Companies House record.

Company number
07159483
Company status
Active
Company type
Private limited company
Incorporated
16 February 2010 (16 years old)
Registered office
Grosvenor House, 11 St Pauls Square, Birmingham, B3 1RB, England
Nature of business
  • Dormant Company (SIC 99999)

Current directors and secretaries

Name Role Born Appointed
John Karamouzis Director Mar 1961 17 Apr 2013
Christopher Charles Smith Director Nov 1965 17 Apr 2013

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through BROWN & BROWN INSURANCE BROKERS (UK) LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is PRG Insurance Services Limited FCA authorised?
PRG Insurance Services Limited (FRN 520904) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for PRG Insurance Services?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. PRG Insurance Services Limited (FRN 520904) introduces customers to BROWN & BROWN INSURANCE BROKERS (UK) LIMITED (FRN 745618). Any regulated advice or arranging is done by the principal, not PRG Insurance Services. Example: if PRG Insurance Services refers you to a financial adviser, the advice should come from the principal firm, not from PRG Insurance Services itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with PRG Insurance Services?
Protection works through BROWN & BROWN INSURANCE BROKERS (UK) LIMITED, the principal firm responsible for PRG Insurance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is PRG Insurance Services a scam or clone?
PRG Insurance Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is PRG Insurance Services's Firm Reference Number (FRN)?
PRG Insurance Services's FRN is 520904. You can verify it on the FCA register.