Prosperity Financial Services Ltd

Reference number: 400448

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Prosperity Financial Services Ltd (FRN 400448) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Prosperity Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Prosperity Wealth Management
  • Wise

Company details

From the company's Companies House record.

Company number
05322210
Company status
Active
Company type
Private limited company
Incorporated
30 December 2004 (21 years old)
Registered office
2 Jupiter House, Cavella Park, Aldermaston, Berkshire, RG7 8NN, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Clifford Stanley Gray Director Nov 1960 30 Dec 2004
Christopher Neil Mison Director Nov 1965 1 Apr 2008
Jacqueline Mison Secretary Not published 31 Mar 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Cliff Gray

Names it no longer trades under

This firm has retired 9 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Colin Read & Co
  • Granard Financial Services
  • Open Market Solutions
  • Prosperity
  • Prosperity Estate Planning Services
  • Prosperity Financial Consultancy
  • Prosperity Financial Management
  • The Banbury Mortgage Shop
  • Wise Mortgages

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Common questions

Frequently asked questions

Is Prosperity Financial Services Ltd FCA authorised?
Prosperity Financial Services Ltd (FRN 400448) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Prosperity Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Prosperity Financial Services Ltd (FRN 400448) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Prosperity Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Prosperity Financial Services?
Protection works through the principal firm responsible for Prosperity Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Prosperity Financial Services a scam or clone?
Prosperity Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Prosperity Financial Services's Firm Reference Number (FRN)?
Prosperity Financial Services's FRN is 400448. You can verify it on the FCA register.