PSA Financial Services Limited

Reference number: 231108

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Paul Smith Associates

Company details

From the company's Companies House record.

Company number
03934365
Company status
Active
Company type
Private limited company
Incorporated
28 February 2000 (26 years old)
Registered office
P S A House 3 Rose Way, Blaby, Leicester, Leicestershire, LE8 4BY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Lesley Yvette Smith Director Jul 1964 28 Feb 2000
Paul Thomas Smith Director Aug 1964 28 Feb 2000
Mark Andrew Mcreynolds Director Mar 1963 3 Jun 2021
Paul Daniel Smyth Director Jan 1975 27 Feb 2025
Eve Barnes Secretary Not published 24 Sep 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is PSA Financial Services Limited FCA authorised?
Yes, PSA Financial Services Limited (FRN 231108) is authorised by the FCA to carry out regulated activities.
Is my money safe with PSA Financial Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about PSA Financial Services to the Financial Ombudsman Service, free of charge.
Is PSA Financial Services a scam or clone?
PSA Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is PSA Financial Services's Firm Reference Number (FRN)?
PSA Financial Services's FRN is 231108. You can verify it on the FCA register.