Quidie Limited

Reference number: 674141

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 7 other names
  • Fernovo
  • Fernovo.com
  • Fernovo.co.uk
  • Fernovo online lending
  • Quidie.com
  • Quidie.co.uk
  • Quidie Online Lending

Company details

From the company's Companies House record.

Company number
08110266
Company status
Active
Company type
Private limited company
Incorporated
19 June 2012 (14 years old)
Registered office
Tbxh@ Sunley House, Bedford Park, Croydon, CR0 2AP, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Yair Ephrati Director Oct 1969 7 Jun 2018
Alastair Gillray Laidlaw Director May 1960 28 Sep 2023
Yuval Lange Director Oct 1973 28 Sep 2023
Yair Mordechai Shahar Director Apr 1969 28 Sep 2023
Miriam Godinger Director Aug 1960 2 Sep 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into high-cost short-term credit as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Complaints record

In January–June 2025, the Financial Ombudsman Service received 55 new complaints about this firm, and upheld 47% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 55

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Quidie Limited FCA authorised?
Yes, Quidie Limited (FRN 674141) is authorised by the FCA to carry out regulated activities.
Is my money safe with Quidie?
Protection depends on which product you hold and how Quidie handles your money, so check the specific product before you commit. You can also refer complaints about Quidie to the Financial Ombudsman Service, free of charge.
Is Quidie a scam or clone?
Quidie is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Quidie's Firm Reference Number (FRN)?
Quidie's FRN is 674141. You can verify it on the FCA register.