Railway Enginemen's Assurance Society Limited

Reference number: 110047

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

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Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (11 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments
  • Safeguarding and administration of assets (without arranging)

Limits on what they may do

  • Activities only in respect of long term insurance.
    The firm may only carry on listed activities in respect of the investments specified for the purpose of its long term insurance business.
  • Must comply with the Solvency II Firms Sector of the PRA Rulebook.
    The Firm must comply with the Solvency II Firms Sector of the PRA Rulebook.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • London Midland and Scottish Railway Enginemen's Assurance Fund
  • London Midland & Scottish Railway Enginemen's Assurance Society

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Common questions

Frequently asked questions

Is Railway Enginemen's Assurance Society Limited FCA authorised?
Yes, Railway Enginemen's Assurance Society Limited (FRN 110047) is authorised by the FCA to carry out regulated activities.
Is my money safe with Railway Enginemen's Assurance Society?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Railway Enginemen's Assurance Society to the Financial Ombudsman Service, free of charge.
Is Railway Enginemen's Assurance Society a scam or clone?
Railway Enginemen's Assurance Society is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Railway Enginemen's Assurance Society's Firm Reference Number (FRN)?
Railway Enginemen's Assurance Society's FRN is 110047. You can verify it on the FCA register.