Ramsdens Financial Limited

Reference number: 703463

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 15 other names
  • Community Cash Centre
  • Duncanson & Edwards
  • Gemini Jewellers and Pawnbrokers
  • Geo A Payne & Son
  • John Ramsden
  • John Ramsden Community Cash Centre
  • John Ramsden Pawnbrokers
  • John Ramsdens
  • Queens Park Pawnbrokers
  • Ramsdens
  • Ramsdens 4 Cash
  • Ramsdens Jewellers and Pawnbrokers
  • Ramsdens Pawnbrokers
  • Ramsdens Pawnbrokers and Jewellers
  • Robert Biggar Pawnbroker

Company details

From the company's Companies House record.

Company number
03045495
Company status
Active
Company type
Private limited company
Incorporated
12 April 1995 (31 years old)
Registered office
16 Falcon Court, Preston Farm Industrial Estate, Stockton-On-Tees, TS18 3TU, England
Nature of business
  • Retail sale of watches and jewellery in specialised stores (SIC 47770)
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Peter Edward Kenyon Director May 1965 31 Dec 2002
Jason John Carr Director Jun 1972 1 Jan 2008
Michael Johnson Director Apr 1973 1 Jan 2008
Martin Clyburn Director Sep 1981 4 Aug 2016
Mark James Smith Director Jun 1988 1 Feb 2024
Simon Edward Herrick Director Jun 1963 3 Mar 2025
Lindsey Maria Carter Secretary Not published 14 Dec 2023

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 10 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Community Cash Centre
  • John Ramsden
  • John Ramsden Community Cash Centre
  • John Ramsden Pawnbrokers
  • John Ramsdens
  • Queens Park Pawnbrokers
  • Ramsdens
  • Ramsdens 4 Cash
  • Ramsdens Jewellers and Pawnbrokers
  • Ramsdens Pawnbrokers & Jewellers

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Common questions

Frequently asked questions

Is Ramsdens Financial Limited FCA authorised?
Yes, Ramsdens Financial Limited (FRN 703463) is authorised by the FCA to carry out regulated activities.
Is my money safe with Ramsdens Financial?
Protection depends on which product you hold and how Ramsdens Financial handles your money, so check the specific product before you commit. You can also refer complaints about Ramsdens Financial to the Financial Ombudsman Service, free of charge.
Is Ramsdens Financial a scam or clone?
Ramsdens Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ramsdens Financial's Firm Reference Number (FRN)?
Ramsdens Financial's FRN is 703463. You can verify it on the FCA register.