Rathmore Financial Limited

Reference number: 586059

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Family Capital Limited Reference number: 765457 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rathmore Financial Limited (FRN 586059) is an AR of Family Capital Limited (FRN 765457). When you use Rathmore Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rathmore Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
07769982
Company status
Active
Company type
Private limited company
Incorporated
12 September 2011 (14 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Andrew Charles Back Director Feb 1973 13 Mar 2026
Ian Robert Cooke Director Mar 1968 13 Mar 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Family Capital Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Rathmore Financial Ltd

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Common questions

Frequently asked questions

Is Rathmore Financial Limited FCA authorised?
Rathmore Financial Limited (FRN 586059) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rathmore Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rathmore Financial Limited (FRN 586059) is an AR of Family Capital Limited (FRN 765457). When you use Rathmore Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rathmore Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Rathmore Financial?
Protection works through Family Capital Limited, the principal firm responsible for Rathmore Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Rathmore Financial a scam or clone?
Rathmore Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Rathmore Financial's Firm Reference Number (FRN)?
Rathmore Financial's FRN is 586059. You can verify it on the FCA register.