RCB Bonds PLC

Reference number: 622656

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No phone number on the FCA register

  • Verified address

    Future Business Centre, Kings Hedges Road, Cambridge,, Cambridgeshire, CB4 2HY, United Kingdom

Also trades as
  • RCB plc

Company details

From the company's Companies House record.

Company number
08940313
Company status
Active
Company type
Public limited company
Incorporated
14 March 2014 (12 years old)
Registered office
Future Business Centre, King's Hedges Road, Cambridge, CB4 2HY, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Philip Duncan Wright Director Oct 1953 14 Mar 2014
Timothy Roy Treleaven Jones Director May 1956 14 Mar 2014
John Hartley Tattersall Director Apr 1952 14 Mar 2014
Ian Coleman Director Feb 1960 29 Nov 2018
Naomi Roper Director Sep 1977 7 Feb 2022
ALLIA BOND SERVICES LIMITED Corporate secretary Not published 28 Apr 2025

Activities and protection

What the record covers, and how you are protected

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Retail Charity Bonds plc

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Common questions

Frequently asked questions

Is RCB Bonds PLC FCA authorised?
RCB Bonds PLC (FRN 622656) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is my money safe with RCB Bonds?
Money you hand to RCB Bonds is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Is RCB Bonds a scam or clone?
RCB Bonds is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
What is RCB Bonds's Firm Reference Number (FRN)?
RCB Bonds's FRN is 622656. You can verify it on the FCA register.