RCI Financial Services Limited

Reference number: 312330

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 22 other names, search them
  • Alpine Finance
  • Alpine Financial Services
  • Dacia Business Finance
  • Dacia Contract Hire
  • Dacia Finance
  • Dacia Financial Services
  • Mobilize Finance
  • Mobilize Financial Services
  • Nissan Business Finance
  • Nissan Contract Hire
  • Nissan Dealer Finance
  • Nissan Finance
  • Nissan Financial Services
  • Nissan Leasing
  • RCI Business Finance
  • RCI Leasing
  • Renault Business Finance
  • Renault Contract Hire
  • Renault Dealer Finance
  • Renault Finance
  • Renault Financial Services
  • Renault Lease

Company details

From the company's Companies House record.

Company number
03302462
Company status
Active
Company type
Private limited company
Incorporated
15 January 1997 (29 years old)
Registered office
Rivers Office Park Denham Way, Maple Cross, Rickmansworth, WD3 9YS, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Julien Arnaud Georges Louisor Director Jul 1983 22 Jul 2020
Vincent Gelle Director Jan 1978 16 Oct 2024
Brian Philip Williams Director Aug 1965 13 Jan 2025
Helena Louise Manley Secretary Not published 5 Mar 2021

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (13 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Nissan Finance (GB) Limited

Names it no longer trades under

This firm has retired 23 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Infiniti Business Finance
  • Infiniti Contract Hire
  • Infiniti Finance
  • Infiniti Financial Services
  • MX Contract Hire and Leasing
  • MX Contracts
  • MX Direct Contracts
  • MX Direct Vehicle Contracts
  • MX Vehicle Contracts
  • Overlease
  • RFS
  • RFS Vehicle Management Services
  • www.daciabusinessfinance.co.uk
  • www.daciafinanceuk.com
  • www.infinitibusinessfinance.co.uk
  • www.infinitifinancialservices.com
  • www.nissanbusinessfinance.co.uk
  • www.nissanfinanceuk.com
  • www.rcicover.co.uk
  • www.rcifsremarketing.com
  • www.rcifsremarketing.co.uk
  • www.renaultbusinessfinance.co.uk
  • www.renaultfinanceuk.com

Complaints record

In January–June 2025, the Financial Ombudsman Service received 1,080 new complaints about this firm, and upheld 40% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 1,078
  • Insurance 2

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is RCI Financial Services Limited FCA authorised?
Yes, RCI Financial Services Limited (FRN 312330) is authorised by the FCA to carry out regulated activities.
Is my money safe with RCI Financial Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about RCI Financial Services to the Financial Ombudsman Service, free of charge.
Is RCI Financial Services a scam or clone?
RCI Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is RCI Financial Services's Firm Reference Number (FRN)?
RCI Financial Services's FRN is 312330. You can verify it on the FCA register.