RCM Advice Ltd

Reference number: 1045683

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RCM Advice Ltd (FRN 1045683) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from RCM Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01709 300222

  • Verified address

    Unit 11, Cen2ury, 3 Dearne Lane, Manvers, Rotherham, Rotherham, S63 5DP, United Kingdom

Also trades as
  • Right Choice Mortgages

Company details

From the company's Companies House record.

Company number
13955051
Company status
Active
Company type
Private limited company
Incorporated
4 March 2022 (4 years old)
Registered office
Unit 11 Cen2ury Business Centre, Dearne Lane, Rotherham, South Yorkshire, S63 5DP, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Joe Aaron Childes Director Jun 1988 4 Mar 2022
Stephanie Samantha Seddon Director Apr 1975 4 Mar 2022

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is RCM Advice Ltd FCA authorised?
RCM Advice Ltd (FRN 1045683) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RCM Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RCM Advice Ltd (FRN 1045683) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from RCM Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with RCM Advice?
Protection works through the principal firm responsible for RCM Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is RCM Advice a scam or clone?
RCM Advice is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is RCM Advice's Firm Reference Number (FRN)?
RCM Advice's FRN is 1045683. You can verify it on the FCA register.