Reach 4 Solutions Ltd

Reference number: 232250

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Reach 4 Solutions Ltd (FRN 232250) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Reach 4 Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Reach 4 Mortgage Solutions

Company details

From the company's Companies House record.

Company name
REACH 4 SOLUTIONS LIMITED
Company number
05000377
Company status
Active
Company type
Private limited company
Incorporated
19 December 2003 (22 years old)
Registered office
1 Bachelor Lane, Horsforth, Leeds, West Yorkshire, LS18 5NA
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Jonathan Michael Lilley Director Jul 1966 17 May 2018
Michael Lloyd Storey Director Dec 1975 17 May 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 10 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • A1 Financial Consultancy
  • Anglo Castles
  • Harewood Financial Partnership
  • Mercantile Mortgages
  • Reach 4 Financial Solutions
  • Reach 4 Investment Solutions
  • Reach 4 Pension Solutions
  • Reach 4 Pensions Solutions
  • Simple Home Loans
  • The Mortgage Bureau (Yorkshire)

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Common questions

Frequently asked questions

Is Reach 4 Solutions Ltd FCA authorised?
Reach 4 Solutions Ltd (FRN 232250) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Reach 4 Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Reach 4 Solutions Ltd (FRN 232250) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Reach 4 Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Reach 4 Solutions?
Protection works through the principal firm responsible for Reach 4 Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Reach 4 Solutions a scam or clone?
Reach 4 Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Reach 4 Solutions's Firm Reference Number (FRN)?
Reach 4 Solutions's FRN is 232250. You can verify it on the FCA register.