Ready Money Capital Limited

Reference number: 802557

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Verified address

    c/o RG Insolvency (Insolvency Firm), Devonshire House, Manor Way, Borehamwood, Hertfordshire, WD8 1QQ, United Kingdom

Also trades as
  • cobrapaydayloans.co.uk
  • emu.co.uk
  • happypenguin.com

Company details

From the company's Companies House record.

Concerns on the company record

  • Companies House records this company in liquidation, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
11158988
Company status
Liquidation
Company type
Private limited company
Incorporated
19 January 2018 (8 years old)
Registered office
Devonshire House, Manor Way, Borehamwood, Hertfordshire, WD6 1QQ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Stuart Paul Smale Director Jan 1978 19 Jan 2018
Kelly Amelia Smale Secretary Not published 1 Nov 2019

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 0330 001 2488
Fake email addresses (2)
  • mathew.d.silva7075@gmail.com
  • nichola.dale1986@gmail.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What the record covers, and how you are protected

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (1 permission)
  • Credit Broking

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • omacl.co.uk
  • pogoloans.co.uk

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Common questions

Frequently asked questions

Is Ready Money Capital Limited FCA authorised?
Yes, Ready Money Capital Limited (FRN 802557) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm.
Is my money safe with Ready Money Capital?
Ready Money Capital is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Is Ready Money Capital a scam or clone?
Ready Money Capital is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ready Money Capital's Firm Reference Number (FRN)?
Ready Money Capital's FRN is 802557. You can verify it on the FCA register.