Real Estate Bonding Limited

Reference number: 709636

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Electrum Capital Limited Reference number: 626388 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Real Estate Bonding Limited (FRN 709636) is an AR of Electrum Capital Limited (FRN 626388). When you use Real Estate Bonding's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Real Estate Bonding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07956 162323

  • Verified address

    Wallside House, 12 Mount Ephraim Road, Tunbridge Wells, Kent, TN1 1EG, United Kingdom

Also trades as
  • Deposit Doctor

Company details

From the company's Companies House record.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
09154244
Company status
Active
Company type
Private limited company
Incorporated
30 July 2014 (12 years old)
Registered office
C/O Craufurd Hale Group Ground Floor, Arena Court, Crown Lane, Maidenhead, SL6 8QZ, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Simon Guy Heilpern Director Sep 1963 22 Oct 2014
Nigel Mark Heilpern Director Dec 1961 7 Apr 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Electrum Capital Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Real Estate Bonding Limited FCA authorised?
Real Estate Bonding Limited (FRN 709636) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Real Estate Bonding?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Real Estate Bonding Limited (FRN 709636) is an AR of Electrum Capital Limited (FRN 626388). When you use Real Estate Bonding's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Real Estate Bonding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Real Estate Bonding?
Protection works through Electrum Capital Limited, the principal firm responsible for Real Estate Bonding's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Real Estate Bonding a scam or clone?
Real Estate Bonding is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Real Estate Bonding's Firm Reference Number (FRN)?
Real Estate Bonding's FRN is 709636. You can verify it on the FCA register.